Leadership

EMI Health's executive committee develops and implements the strategic plan for the company and oversees its daily operations. The committee members represent expertise in all aspects of the insurance industry and have work histories ranging from seven to 30 years with EMI Health. 

Steven C. Morrison, CPA
President / Chief Executive Officer
Steve has been with EMI Health since 2001. He has a bachelor of arts in accounting and is a certified public accountant. Steve is a member of the American Institute of Certified Public Accountants. He also serves on the Junior Achievement Board of Directors. Steve is a licensed insurance producer in Utah and Arizona. 

Mike Greenhalgh, CPA CGMA
Corporate Treasurer / Executive Vice President/Chief Financial Officer
Mike began with EMI Health in 2003. He has a bachelor of science in accounting and a master's of accounting. He also has received an Information Systems Management certificate. Mike is a member of the American Institute of Certified Public Accountants and the Utah Association of Certified Public Accountants. He is a life-time member of Beta Alpha Psi, a national scholastic and professional fraternity. 

Ryan Lowther
Corporate Secretary / Executive Vice President / Chief Operations Officer
Ryan has been with EMI Health since 2005. He has a bachelor of arts in finance. Ryan has 17 years of insurance industry experience in areas of accounting, underwriting, finance, and operations management. 

Brandon L. Smart, Esq.
Senior Vice President / Chief Compliance Officer / Chief Legal Counsel
Brandon has been with EMI Health since 2006. He has a bachelor of arts in history and a juris doctorate degree. Brandon is a member of the Utah Bar Association as a licensed attorney and was named as one of Utah Business magazine’s 2016 Utah Legal Elite. He is also a member of the Society for Human Resource Management.

David Wood
Chief Actuary
David has been with EMI Health since 2001. He has a bachelor of science in statistics. David is a Fellow of the Society of Actuaries as well as a member of the American Academy of Actuaries.

Joe Campbell
Executive Vice President, Information Technology
Joe has been with EMI Health since 1995. He has a bachelor of science and a master of science in statistics. He also serves on the Board of Directors for Utah Health Information Network.

Christie Hawkes
Senior Vice President, Corporate Communications / Provider Relations
Christie has been with EMI Health since 1998. She has a bachelor of arts in communication and a master of professional communication. Christie is a licensed insurance agent, a published author, and a member of the International Association of Business Communicators (IABC).

Cindy Dunnavant 
Senior Vice President, Sales and Marketing
Cindy has been with EMI Health since 2005. She has over 20 years' experience in sales management and marketing. Cindy is a licensed insurance agent and a member of the Utah Health Insurance Association and the National Association of Dental Plans.

Tiffany B. Bermingham
Vice President, Enrollment / Customer Service
Tiffany has been with EMI Health since 1985. She has attended a number of specialized insurance seminars, including COBRA administration. Tiffany has expertise in enrollment and customer service issues.