Group Products

Thank you for your interest in EMI Health. We have been providing a comprehensive array of insurance products in the Intermountain West for more than 85 years and would be pleased to be put our expertise to work for you.

In light of the rapidly evolving healthcare delivery system and insurance options, it is more important than ever to have a benefits partner that can effectively guide you through these ever-changing dynamics. Our team works diligently to stay ahead of the curve and be that partner for our member groups.


EMI Health offers an assortment of group plans and is also geared to create custom plans to fit the unique needs of your group. Our plans offer access to a robust network of physicians and facilities, including national networks through our partnerships with Cigna and First Health.

Prescription Drugs

EMI Health offers prescription drug coverage in conjunction with our medical plans through our partnership with Express Scripts, the largest independent manager of pharmacy benefits in the United States and one of the country's largest pharmacies, serving 85 million people.


EMI Health offers a variety of group and individual dental plans, ranging from high-option PPO plans to discount-only programs. We can also customize a dental plan to fit the needs of your group. Groups as small as two employees are eligible to participate, and voluntary and contributory plans are available.


EMI Health offers a variety of vision plans through our partnership with VSP, a "Best in Class" vision organization with nearly 60 years of experience and an extensive NCQA-credentialed provider network of 50,000 access points nationwide. Groups as small as two are eligible to participate. Voluntary and contributory plans are available.


EMI Health offers a large selection of self-funded and level-funded products. We can help you explore the far-reaching benefits of self-funding, many of which have recently been brought to the forefront by healthcare reform. We have well-established systems in place to administer your self-funded plans and help ensure their success.

EMI TeleMed

EMI TeleMed provides your employees and their eligible dependents with 24/7/365 on-demand access to U.S. board-certified physicians, including pediatricians, by phone or online video, powered by WellVia.

Plans are underwritten and administered by Educators Mutual Insurance Association of Utah or Educators Health Plans Life, Accident, and Health in Georgia, Texas, and Utah and by EMI Health in Arizona.