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Utah Choice PPO for 2024

The freedom of choice

Compare Family Dental Plans Compare Pediatric Dental Plans

What is the Choice PPO Plan?

EMI Health's Choice PPO Plan is a rich dental benefit plan at a reasonable cost. This plan is a coinsurance plan, which means we share your costs for covered dental services and procedures. Once you've met your deductible, we'll pay a percentage of your bill.
You can choose to visit dentists in different networks based on your needs. If you use the Advantage network, you'll see more savings. If your dentist isn't in the Advantage network, see if they are in the larger Premier network here: Provider Search.
Plan Summary Advantage Network Premier Network Out-of-Network
Oral Exams, Cleanings, Sealants, X-rays, Fluoride
100% 100% 100% up to MAC*
Fillings, Space Maintainers, Oral Surgery
80% 70% 70% up to MAC*
Crowns, Bridges, Prosthodontics, Endodontics, Periodontics
50% 50% 50% up to MAC*
Children (age 7 through 18)
Discount Only Discount Only No Coverage
Discount Only Discount Only No Coverage
Waiting Periods
Preventive None
Basic 6 Month Waiting Period
Major 18 Month Waiting Period
Not Applicable
Deductible (applies to Preventive, Basic and Major) In and Out of Network Deductibles are Combined
Individual $25 $50 $50
Family Max $75 $150 $150
Major Annual Max† $500
Annual Max per Person† $1,500 $1,000
Orthodontic Lifetime Max
(Medically / Non Medically Necessary)
No Coverage (Eligible for Discount Only)
Pediatric EHB Annual Max None
Pedriatric Individual EHB Out-of-Pocket Max $375
Pediatric Family EHB Out-of-Pocket Max $750

*All Services are subject to EMI Health Maximum Allowable Charge (MAC). When using a Non-participating Provider, the insured is responsible for all fees in excess of the Maximum Allowable Charge. Underwritten by Educators Health Plans Life, Accident, and Health, Inc.

†EHB Pediatric benefits do not apply to the annual maximum or major annual maximum