EMI Health is a nonprofit organization, which was founded by teachers in 1935. During the subsequent 80 plus years, we have evolved into a successful full-service health insurance organization serving employer groups in both public and commercial sectors.
EMI health enjoys a ratio of assets over liabilities that is one of the strongest in the industry and maintains a high ratio of surplus funds to policy reserve liabilities. We currently provide coverage for more than 300,000 people.
It is our mission to provide the best possible benefits at the lowest cost. EMI Health is guided by a board of directors made up of members and industry experts who are committed to that mission. With no stockholders to pay, excess earnings are redirected into lower premiums and better benefits.