EMI Health Individual & Family Plans available in Utah

Below you will see plans for the following EMI Health products: DentalVisionTeleMed

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dental Plans:
Value Discount
starting at
$5.00
per month
The Value Discount plan is a discount dental program that allows participants to receive up to 70-percent savings on preventive care, 60 percent on basic care, and 50 percent on major dental services with no waiting periods. The Value discount program is in-network only and has the lowest monthly fee. Member Fee Schedule (PDF)
* Note: This is not an insured product.
 
Value Network Only
Type 1 - Preventive
Oral Exams, Cleanings, X-rays, Fluoride
Up to 70% Discount
Type 2 - Basic
Fillings, Oral Surgery
Up to 60% Discount
Type 3 - Major
Crowns, Bridges, Prosthodontics
Up to 50% Discount
Type 4 - Orthodontics
Children(up to age 19)
No Coverage
Orthodontic Discount
(All Members)
25% Discount
Specialists
20% Discount
Waiting Periods
Type 1 - Preventive
Type 2 - Basic
Type 3 - Major
 
None
None
None
Type 4 - Orthodontics
None
Deductible
(Applies to Type 1, 2 & 3)
Per Person
None
Family Max
None
Type 3 - Major Annual Maximum
N/A
Annual Maximum
Per Person
None
Orthodontic Lifetime Maximum
N/A
Network / Reimbursement Schedule
Value
Rates
$5.00
Subscriber
$9.00
Subscriber +1
$9.00
Subscriber +2
$9.00
Subscriber +3
$9.00
Subscriber +4 or more
This is not an insured product. The plan provides discounts at certain dental care providers for dental services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of dental services. Plan members are obligated to pay for all dental care services, but will receive a discount from those dental care providers who have contracted with the discount dental plan organization.
Advantage Co-Pay
starting at
$19.00
per month
The Advantage Co-Pay dental plan gives you peace of mind knowing what your out-of-pocket expense will be before going to any in-network provider. The plan uses a set copay fee schedule for services and has 100-percent coverage on in-network preventive dental care. Included is a discount on in-network orthodontic care.
Plan Copayment Schedule
 
In-Network
(Advantage Plus)
Out-of-Network
Unlimited Providers
Type 1 - Preventive
Oral Exams, Cleanings, X-rays, Fluoride
100%See Claim Payment Schedule
Type 2 - Basic
Fillings, Oral Surgery
See Co-Pay Schedule
Type 3 - Major
Crowns, Bridges, Prosthodontics
Type 4 - Orthodontics
Children(up to age 19)
No CoverageNo Coverage
Orthodontic Discount
(All Members)
25% DiscountNo Discount
Specialists
20% DiscountNo Coverage
Waiting Periods
Type 1 - Preventive
Type 2 - Basic
Type 3 - Major
 
None
6 Month Waiting Period
12 Month Waiting Period
Type 4 - Orthodontics
N/A
Deductible
(Applies to Type 1, 2 & 3)
Per Person
$25.00$25.00
Family Max
$75.00$75.00
Type 3 - Major Annual Maximum
None
Annual Maximum
Per Person
None
Orthodontic Lifetime Maximum
N/A
Network / Reimbursement Schedule
AdvantageAdvantage
Rates
$19.00
Subscriber
$35.00
Subscriber +1
$46.00
Subscriber +2
$58.00
Subscriber +3
$81.00
Subscriber +4 or more
Benefits illustrated are in summary only. Refer to your Dental Policy for a complete description of benefits, limitations and exclusions. All Services are subject to EMI Health Table of Allowances. When using a Non-participating Provider, the insured is responsible for all fees in excess of the Table of Allowances. Co-Pays/Claim Payments are subject to change January 1st of each year. Underwritten by Educators Health Plans Life, Accident & Health.
Choice PPO (Low)
starting at
$25.00
per month
The Choice PPO (Low) dental plan allows you the flexibility to choose from Premier and Advantage dentists and includes an out-of-network benefit. When you receive care from one of our in-network providers, you will receive 100-percent coverage on preventive care with no waiting periods. The plan includes a discount on in-network orthodontic care for all covered dependents.
 
In-Network
(Advantage Plus)
In-Network
(Premier Network)
Out-of-Network
Unlimited Providers
Type 1 - Preventive
Oral Exams, Cleanings, X-rays, Fluoride
100%100%80%
Type 2 - Basic
Fillings, Oral Surgery
80%70%70%
Type 3 - Major
Crowns, Bridges, Prosthodontics
50%50%50%
Type 4 - Orthodontics
Children(up to age 19)
No CoverageNo CoverageNo Coverage
Orthodontic Discount
(All Members)
25% Discount25% DiscountNo Discount
Specialists
Paid Same As General Dentist
Waiting Periods
Type 1 - Preventive
Type 2 - Basic
Type 3 - Major
 
None
6 Month Waiting Period
18 Month Waiting Period
Type 4 - Orthodontics
N/A
Deductible
(Applies to Type 1, 2 & 3)
Per Person
$25.00$50.00$75.00
Family Max
$75.00$150.00$225.00
Type 3 - Major Annual Maximum
$500.00
Annual Maximum
Per Person
$1,500$1,000
Orthodontic Lifetime Maximum
N/A
Network / Reimbursement Schedule
AdvantagePremierPremier
Rates
$25.00
Subscriber
$47.00
Subscriber +1
$62.00
Subscriber +2
$77.00
Subscriber +3
$104.00
Subscriber +4 or more
Benefits illustrated are in summary only. Refer to your Dental Policy for a complete description of benefits, limitations and exclusions. All Services are subject to EMI Health Table of Allowances. When using a Non-participating Provider, the insured is responsible for all fees in excess of the Table of Allowances. Co-Pays/Claim Payments are subject to change January 1st of each year. Underwritten by Educators Health Plans Life, Accident & Health.
Choice PPO (High)
starting at
$32.00
per month
The Choice PPO (High) dental plan is similar to the Choice Low plan, but with a lower deductible and 50-percent coverage on orthodontic care for youth.
 
In-Network
(Advantage Plus)
In-Network
(Premier Network)
Out-of-Network
Unlimited Providers
Type 1 - Preventive
Oral Exams, Cleanings, X-rays, Fluoride
100%100%100%
Type 2 - Basic
Fillings, Oral Surgery
80%80%80%
Type 3 - Major
Crowns, Bridges, Prosthodontics
50%50%50%
Type 4 - Orthodontics
Children(up to age 19)
50%50%50%
Orthodontic Discount
(All Members)
25% Discount25% DiscountNo Discount
Specialists
Paid Same As General Dentist
Waiting Periods
Type 1 - Preventive
Type 2 - Basic
Type 3 - Major
 
None
6 Month Waiting Period
15 Month Waiting Period
Type 4 - Orthodontics
24 Month Waiting Period
Deductible
(Applies to Type 1, 2 & 3)
Per Person
$25.00$50.00$50.00
Family Max
$75.00$150.00$150.00
Type 3 - Major Annual Maximum
$750.00
Annual Maximum
Per Person
$1,500$1,000
Orthodontic Lifetime Maximum
$1,000
Network / Reimbursement Schedule
AdvantagePremierPremier
Rates
$32.00
Subscriber
$60.00
Subscriber +1
$79.00
Subscriber +2
$98.00
Subscriber +3
$134.00
Subscriber +4 or more
Benefits illustrated are in summary only. Refer to your Dental Policy for a complete description of benefits, limitations and exclusions. All Services are subject to EMI Health Table of Allowances. When using a Non-participating Provider, the insured is responsible for all fees in excess of the Table of Allowances. Co-Pays/Claim Payments are subject to change January 1st of each year. Underwritten by Educators Health Plans Life, Accident & Health.
vision Plans:
VSP Plus 10-130
starting at
$9.20
per month
The VSP 10-130 vision plan is similar to the VSP 10-160 plan, with a slightly lower ($130) allowance for frames or contact lenses (in lieu of frames and lenses).
In-Network
Out-of-Network
Network
VSP Choice Plus
Well Vision Exam
$10 Co-pay Up to $65
Lenses (glass or plastic)
single vision
lined bifocal
lined trifocal
 
$10 Co-pay
$10 Co-pay
$10 Co-pay
 
Up to $30
Up to $50
Up to $65
Lens Options
progressive (std. no-line)
premium progressive options
custom progressive options
plastic gradient dye
solid plastic dye
photochromic lenses
polcarbonate for adult
polycarbonate for child (under 18)
 
$55 Co-pay
$95-$105 Co-pay
$150-$175 Co-pay
$17 Co-pay
$15 Co-pay
$70 SV / $82 Multi
$31 SV / $35 Multi
$0 Co-pay
 
Up to $50
(In lieu of Lined Bifocal
reimbursement)
 
 
N/A
 
 
Coatings
scratch resistant
anti-reflective
UV protection
additional lens enhancements
 
$17 Co-pay
$41 Co-pay
$16 Co-pay
Up to 25% Discount
N/A
Frames
allowance based on retail
**additional pairs
 
$130 allowance at VSP doctor or $70 at Costco, Sam's Club or Walmart
Up to 20% Off Retail
 
Up to $80
N/A
Elective Contact Lenses
In Lieu of Frame & Lenses
Elective contact lens fitting, evaluation services and prescription contact lenses are covered up to plan allowance. 15% discount given off contact lens fitting and evaluation services, excluding materials.
$130 Allowance Up to $115
Frequency
exam, lenses, frame or contacts
Every 12 Months
Refractive Surgery
***LASIK
Up to $500 in Savings No Coverage
Rates
Subscriber
Subscriber +1
Subscriber +2 or more
 
$9.20
$17.90
$28.50
Plans are underwritten by EMI Health.
** 20% discount off unlimited additional pairs of glasses offered through any VSP Choice Providers within 12 months of last covered eye exam.
*** Discounts average 15-20% off or 5% off a promotional offer for laser surgery, including PRK, LASIK, Custom LASIK, and IntraLase3.
VSP Plus 10-160
starting at
$10.70
per month
The VSP 10-160 vision plan provides affordability and flexibility, with a rich in-network benefit that allows you to choose from more than 50,000 VSP providers across the nation, as well as an out-of-network benefit. The plan includes a $160 allowance for frames or for permanent and disposable contact lenses in lieu of frames and lenses.
In-Network
Out-of-Network
Network
VSP Choice Plus
Well Vision Exam
$10 Co-pay Up to $65
Lenses (glass or plastic)
single vision
lined bifocal
lined trifocal
 
$10 Co-pay
$10 Co-pay
$10 Co-pay
 
Up to $30
Up to $50
Up to $65
Lens Options
progressive (std. no-line)
premium progressive options
custom progressive options
plastic gradient dye
solid plastic dye
photochromic lenses
polcarbonate for adult
polycarbonate for child (under 18)
 
$55 Co-pay
$95-$105 Co-pay
$150-$175 Co-pay
$17 Co-pay
$15 Co-pay
$70 SV / $82 Multi
$31 SV / $35 Multi
$0 Co-pay
 
Up to $50
(In lieu of Lined Bifocal
reimbursement)
 
 
N/A
 
 
Coatings
scratch resistant
anti-reflective
UV protection
additional lens enhancements
 
$17 Co-pay
$41 Co-pay
$16 Co-pay
Up to 25% Discount
N/A
Frames
allowance based on retail
**additional pairs
 
$160 allowance at VSP doctor or $90 at Costco, Sam's Club or Walmart
Up to 20% Off Retail
 
Up to $80
N/A
Elective Contact Lenses
In Lieu of Frame & Lenses
Elective contact lens fitting, evaluation services and prescription contact lenses are covered up to plan allowance. 15% discount given off contact lens fitting and evaluation services, excluding materials.
$160 Allowance Up to $145
Frequency
exam, lenses, frame or contacts
Every 12 Months
Refractive Surgery
***LASIK
Up to $500 in Savings No Coverage
Rates
Subscriber
Subscriber +1
Subscriber +2 or more
 
$10.70
$20.80
$33.00
lans are underwritten by EMI Health.
** 20% discount off unlimited additional pairs of glasses offered through any VSP Choice Providers within 12 months of last covered eye exam.
*** Discounts average 15-20% off or 5% off a promotional offer for laser surgery, including PRK, LASIK, Custom LASIK, and IntraLase3.
telemed Plans:
EMI TeleMed
starting at
$6.00
per month
EMI TeleMed through WellVia gives you access to a U.S. board-certified doctor over the phone anytime, anywhere. Approximately 70 percent of all doctor visits can be handled over the phone, and 40 percent of urgent care visits can be managed using EMI TeleMed, saving you time and money.

More TeleMed Info (PDF)

Now you can talk to a doctor 24/7 365 days of the year!

EMI TeleMed provides you and your eligible dependents with 24/7/365 on-demand access to U.S. board-certified physicians, including pediatricians, by phone or online video, powered by WellVia. And there’s no consultation fee—your $6.00 monthly fee gives you access for your entire family.

Quality care for common conditions including:

  • Sinus problems
  • Cold and flu symptoms
  • Rashes
  • Asthma
  • Bronchitis
  • Urinary tract infections
  • Allergies
  • Ear infection
  • Respiratory infection
  • Pink eye
  • Many more...

Use it anywhere/anytime:

  • On vacation or a business trip?
  • Stuck at home with sick kids?
  • 3 a.m. and need care now?